Myrtle Grove, FL
How exposed is Myrtle Grove to wildfire?
USFS's Wildfire Risk to Communities model puts Myrtle Grove at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 7,021 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Myrtle Grove at the 83rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Myrtle Grove's building exposure, zone by zone
7,021 buildings are counted in Myrtle Grove, and 37.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 26.9% rated Minimal. At 7,021 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Myrtle Grove ranks
Myrtle Grove's 84th national percentile looks worse in isolation than its 60th ranking inside Florida does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Myrtle Grove ranks 5,101 for wildfire risk (1 is highest) and 2,447 by building count (1 is largest). Within Florida alone, it ranks 384 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 84th percentile nationally, Myrtle Grove carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Myrtle Grove's 37.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Myrtle Grove's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Myrtle Grove, see the exposure-zones guide.