Mylo, ND
Mylo wildfire risk explained
Mylo sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 39 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mylo at the 47th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Mylo: 84.6% of its 39 buildings, versus 0% Indirect and 15.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Mylo compares
Mylo's risk sits at a similar level relative to North Dakota (51st percentile statewide) as it does nationally (50th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mylo ranks 15,799 for wildfire risk (1 is highest) and 31,195 by building count (1 is largest). Within North Dakota alone, it ranks 197 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Mylo's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mylo
Mylo's 84.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mylo's figures come from
The methodology guide shows exactly how USFS turned 39 counted buildings into the percentiles shown above for Mylo. The exposure-zones guide covers what Mylo's dominant direct exposure actually means, with real examples from across the dataset.