Muttontown, NY
Muttontown wildfire risk explained
USFS's Wildfire Risk to Communities model puts Muttontown at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,719 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Muttontown at the 34th percentile, close to its 34th-percentile risk score.
Muttontown's building exposure, zone by zone
1,719 buildings are counted in Muttontown, and 80.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 11.2% rated Minimal.
Muttontown against the rest of the country
Within New York, Muttontown ranks higher (74th percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Muttontown ranks 20,741 for wildfire risk (1 is highest) and 8,349 by building count (1 is largest). Within New York alone, it ranks 334 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Muttontown's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Muttontown's 80.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Muttontown's 20,741-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Muttontown, see the exposure-zones guide.