Mustang Ridge, TX
Mustang Ridge, TX's wildfire risk, in USFS's own numbers
Mustang Ridge's 650 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mustang Ridge at the 74th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.9% of Mustang Ridge's buildings as Direct exposure, higher than its 2.2% Indirect share and far above its 0% Minimal share — a profile where 636 structures sit close enough to vegetation that lot clearing matters most.
Mustang Ridge against the rest of the country
Mustang Ridge ranks lower within Texas (52nd percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mustang Ridge ranks 7,260 for wildfire risk (1 is highest) and 15,206 by building count (1 is largest). Within Texas alone, it ranks 855 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Mustang Ridge's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Mustang Ridge (97.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mustang Ridge's figures come from
Mustang Ridge's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mustang Ridge's dominant direct exposure actually means, with real examples from across the dataset.