Muskogee, OK
Muskogee wildfire risk explained
Muskogee's 19,510 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Muskogee at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Muskogee's buildings (50.7% of 19,510) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 19,510 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Muskogee ranks
Muskogee's 86th national percentile looks worse in isolation than its 34th ranking inside Oklahoma does — this place is on the milder end for its own state, by 52 points. Among the 31,521 US communities USFS scores, Muskogee ranks 4,481 for wildfire risk (1 is highest) and 728 by building count (1 is largest). Within Oklahoma alone, it ranks 555 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Muskogee
Muskogee's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 50.7% of Muskogee outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Muskogee's 4,481-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Muskogee, see the exposure-zones guide.