Murrayville, IL
How exposed is Murrayville to wildfire?
USFS's Wildfire Risk to Communities model puts Murrayville at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 429 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Murrayville at the 5th percentile, close to its 5th-percentile risk score.
Murrayville's building exposure, zone by zone
68.8% of Murrayville's 429 buildings sit in USFS's Minimal exposure zone, with only 3.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Murrayville compares
Within Illinois, Murrayville ranks higher (27th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Murrayville ranks 30,031 for wildfire risk (1 is highest) and 18,670 by building count (1 is largest). Within Illinois alone, it ranks 1,055 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Murrayville's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 68.8% of buildings rated Minimal exposure, Murrayville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Murrayville's 30,031-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Murrayville, see the exposure-zones guide.