Murray, UT
Murray, UT's wildfire risk, in USFS's own numbers
Murray sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 19,754 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Murray at the 49th percentile, close to its 49th-percentile risk score.
Murray's building exposure, zone by zone
Murray rates 98.3% Minimal exposure against just 1.7% Direct and 0% Indirect — of 19,754 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 19,754 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Murray ranks
Murray's 49th national percentile looks worse in isolation than its 8th ranking inside Utah does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Murray ranks 16,216 for wildfire risk (1 is highest) and 719 by building count (1 is largest). Within Utah alone, it ranks 300 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Murray and the insurance market
Murray's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Murray's 98.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Murray's 16,216-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Murray, see the exposure-zones guide.