Murray Hill, KY
Murray Hill wildfire risk explained
Out of every US place USFS scores, Murray Hill lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 174 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Murray Hill at the 11th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Murray Hill rates 51.7% Minimal exposure against just 46% Direct and 2.3% Indirect — of 174 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Murray Hill against the rest of the country
Murray Hill's risk sits at a similar level relative to Kentucky (8th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Murray Hill ranks 28,336 for wildfire risk (1 is highest) and 25,859 by building count (1 is largest). Within Kentucky alone, it ranks 511 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Murray Hill
Murray Hill's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Murray Hill's 51.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Murray Hill's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Murray Hill, see the exposure-zones guide.