Murray, CT
How exposed is Murray to wildfire?
USFS scores Murray at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 442 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Murray at the 34th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Murray: 83.9% of its 442 buildings, versus 16.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Murray against the rest of the country
Murray's 62nd-percentile standing inside Connecticut outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Murray ranks 20,411 for wildfire risk (1 is highest) and 18,413 by building count (1 is largest). Within Connecticut alone, it ranks 82 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Murray and the insurance market
At the 35th national percentile, Murray rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Murray (83.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Murray's figures come from
The methodology guide shows exactly how USFS turned 442 counted buildings into the percentiles shown above for Murray. The exposure-zones guide covers what Murray's dominant direct exposure actually means, with real examples from across the dataset.