Murray City, OH
How exposed is Murray City to wildfire?
Out of every US place USFS scores, Murray City lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 271 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Murray City's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Murray City's buildings actually sit
Indirect exposure is dominant in Murray City (53.1% of 271 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.9% sit in the Direct zone.
How Murray City compares
Within Ohio, Murray City ranks higher (90th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Murray City ranks 18,599 for wildfire risk (1 is highest) and 22,479 by building count (1 is largest). Within Ohio alone, it ranks 127 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Murray City and the insurance market
Murray City's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Murray City
With ember exposure the dominant pattern in Murray City (53.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Murray City's figures come from
Every one of the two percentiles behind Murray City's 18,599-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Murray City's dominant indirect exposure actually means, with real examples from across the dataset.