Murillo, TX
Murillo wildfire risk explained
USFS's Wildfire Risk to Communities model puts Murillo at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,922 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Murillo at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
55.6% of Murillo's 2,922 buildings sit in USFS's Minimal exposure zone, with only 44.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Murillo ranks
Murillo ranks lower within Texas (19th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Murillo ranks 11,454 for wildfire risk (1 is highest) and 5,550 by building count (1 is largest). Within Texas alone, it ranks 1,452 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Murillo's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Murillo's 55.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Murillo's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Murillo, see the exposure-zones guide.