Murfreesboro, NC
Murfreesboro, NC's wildfire risk, in USFS's own numbers
USFS scores Murfreesboro at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,282 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Murfreesboro's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Murfreesboro's building exposure, zone by zone
1,282 buildings are counted in Murfreesboro, and 56.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Murfreesboro against the rest of the country
Inside North Carolina, Murfreesboro sits at just the 27th percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Murfreesboro ranks 17,242 for wildfire risk (1 is highest) and 10,185 by building count (1 is largest). Within North Carolina alone, it ranks 568 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Murfreesboro
Murfreesboro's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Murfreesboro (56.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Murfreesboro's figures come from
The methodology guide shows exactly how USFS turned 1,282 counted buildings into the percentiles shown above for Murfreesboro. The exposure-zones guide covers what Murfreesboro's dominant direct exposure actually means, with real examples from across the dataset.