Murdock, MN
How exposed is Murdock to wildfire?
Murdock's 239 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Murdock at the 4th percentile, close to its 4th-percentile risk score.
Where Murdock's buildings actually sit
USFS classifies 84.1% of Murdock's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Murdock against the rest of the country
There's little gap between Murdock's 4th national percentile and its 7th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Murdock ranks 30,139 for wildfire risk (1 is highest) and 23,498 by building count (1 is largest). Within Minnesota alone, it ranks 853 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Murdock
Murdock's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 84.1% of buildings rated Minimal exposure, Murdock gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Murdock's 30,139-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Murdock, see the exposure-zones guide.