Murdock, KS
Murdock, KS's wildfire risk, in USFS's own numbers
USFS scores Murdock at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 77 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Murdock at the 77th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Murdock's buildings actually sit
USFS classifies 61% of Murdock's buildings as Direct exposure, higher than its 0% Indirect share and far above its 39% Minimal share — a profile where 47 structures sit close enough to vegetation that lot clearing matters most.
How Murdock compares
Murdock's risk sits at a similar level relative to Kansas (76th percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Murdock ranks 6,872 for wildfire risk (1 is highest) and 30,010 by building count (1 is largest). Within Kansas alone, it ranks 174 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Murdock's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 61% of Murdock in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 77 counted buildings into the percentiles shown above for Murdock. For more on what direct exposure implies beyond Murdock, see the exposure-zones guide.