Murchison, TX
Murchison, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Murchison at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 362 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Murchison at the 80th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Murchison's buildings actually sit
69.6% of Murchison's 362 buildings sit in USFS's Direct exposure zone, roughly 252 structures close enough to burnable vegetation for flame contact, not just embers — 30.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Murchison ranks
Inside Texas, Murchison sits at just the 57th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Murchison ranks 6,852 for wildfire risk (1 is highest) and 20,030 by building count (1 is largest). Within Texas alone, it ranks 777 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Murchison carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Murchison
Because Direct exposure dominates in Murchison (69.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Murchison's 6,852-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Murchison, see the exposure-zones guide.