Munsons Corners, NY
Munsons Corners wildfire risk explained
Munsons Corners sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 935 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Munsons Corners's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Munsons Corners's buildings actually sit
Munsons Corners rates 57.2% Minimal exposure against just 27.2% Direct and 15.6% Indirect — of 935 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Munsons Corners ranks
Within New York, Munsons Corners ranks higher (37th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Munsons Corners ranks 26,577 for wildfire risk (1 is highest) and 12,428 by building count (1 is largest). Within New York alone, it ranks 808 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Munsons Corners's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Munsons Corners
Even with 57.2% of Munsons Corners outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 935 counted buildings into the percentiles shown above for Munsons Corners. For more on what minimal exposure implies beyond Munsons Corners, see the exposure-zones guide.