Muniz, TX
Muniz wildfire risk explained
Out of every US place USFS scores, Muniz lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 444 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Muniz at the 70th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 52.7% of Muniz's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 47.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Muniz against the rest of the country
Inside Texas, Muniz sits at just the 26th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Muniz ranks 10,161 for wildfire risk (1 is highest) and 18,391 by building count (1 is largest). Within Texas alone, it ranks 1,331 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Muniz's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Muniz
Muniz's 52.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Muniz's 10,161-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Muniz, see the exposure-zones guide.