Munich, ND
Munich wildfire risk explained
Out of every US place USFS scores, Munich lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 211 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Munich at the 15th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Munich's building exposure, zone by zone
99.5% of Munich's 211 buildings sit in USFS's Minimal exposure zone, with only 0.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Munich compares
There's little gap between Munich's 18th national percentile and its 5th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Munich ranks 26,012 for wildfire risk (1 is highest) and 24,448 by building count (1 is largest). Within North Dakota alone, it ranks 381 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Munich
Munich's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Munich's 99.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Munich's figures come from
Munich's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Munich's dominant minimal exposure actually means, with real examples from across the dataset.