Munfordville, KY
Munfordville, KY's wildfire risk, in USFS's own numbers
Munfordville sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 918 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Munfordville's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
58.9% of Munfordville's 918 buildings sit in USFS's Direct exposure zone, roughly 541 structures close enough to burnable vegetation for flame contact, not just embers — 41.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Munfordville against the rest of the country
Munfordville's 57th-percentile standing inside Kentucky outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Munfordville ranks 21,992 for wildfire risk (1 is highest) and 12,570 by building count (1 is largest). Within Kentucky alone, it ranks 238 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Munfordville and the insurance market
At the 30th national percentile, Munfordville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Munfordville
Because Direct exposure dominates in Munfordville (58.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 918 counted buildings into the percentiles shown above for Munfordville. For more on what direct exposure implies beyond Munfordville, see the exposure-zones guide.