Munds Park, AZ
Munds Park wildfire risk explained
Munds Park's 2,600 buildings earn a 100th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Munds Park at the 100th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Munds Park's buildings actually sit
Most of Munds Park's buildings (67.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Munds Park compares
There's little gap between Munds Park's 100th national percentile and its 97th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Munds Park ranks 113 for wildfire risk (1 is highest) and 6,097 by building count (1 is largest). Within Arizona alone, it ranks 12 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Munds Park and the insurance market
Munds Park's 100th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Munds Park (67.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,600 counted buildings into the percentiles shown above for Munds Park. For more on what indirect exposure implies beyond Munds Park, see the exposure-zones guide.