Munden, KS
Munden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Munden at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Munden's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Munden's buildings actually sit
Most of Munden's buildings (77.9% of 145) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Munden compares
Inside Kansas, Munden sits at just the 11th percentile even though it scores 31st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Munden ranks 21,615 for wildfire risk (1 is highest) and 27,077 by building count (1 is largest). Within Kansas alone, it ranks 645 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Munden's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Munden's 77.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Munden's figures come from
Every one of the two percentiles behind Munden's 21,615-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Munden's dominant minimal exposure actually means, with real examples from across the dataset.