Mundelein, IL
How exposed is Mundelein to wildfire?
USFS's Wildfire Risk to Communities model puts Mundelein at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 11,036 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mundelein's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
What "at risk" means for the buildings here
Most of Mundelein's buildings (96% of 11,036) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,036 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mundelein compares
Compare Mundelein's two percentiles: 76th within Illinois, only 27th nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mundelein ranks 22,933 for wildfire risk (1 is highest) and 1,438 by building count (1 is largest). Within Illinois alone, it ranks 352 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Mundelein's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Mundelein's 96% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Mundelein's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mundelein, see the exposure-zones guide.