Mullin, TX
Mullin wildfire risk explained
Mullin's 186 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mullin at the 88th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Mullin's buildings actually sit
Direct exposure dominates in Mullin: 51.1% of its 186 buildings, versus 48.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Mullin compares
There's little gap between Mullin's 89th national percentile and its 82nd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mullin ranks 3,447 for wildfire risk (1 is highest) and 25,402 by building count (1 is largest). Within Texas alone, it ranks 318 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mullin and the insurance market
Mullin's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 51.1% of Mullin in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mullin's figures come from
The methodology guide shows exactly how USFS turned 186 counted buildings into the percentiles shown above for Mullin. The exposure-zones guide covers what Mullin's dominant direct exposure actually means, with real examples from across the dataset.