Mulliken, MI
Mulliken wildfire risk explained
Mulliken's 355 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mulliken at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Mulliken's buildings (70.7% of 355) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Mulliken compares
Mulliken's risk sits at a similar level relative to Michigan (13th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mulliken ranks 29,884 for wildfire risk (1 is highest) and 20,188 by building count (1 is largest). Within Michigan alone, it ranks 652 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Mulliken's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Mulliken's 70.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Mulliken's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mulliken, see the exposure-zones guide.