Mulat, FL
Mulat wildfire risk explained
Out of every US place USFS scores, Mulat lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 161 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mulat at the 88th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
161 buildings are counted in Mulat, and 95% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 5% rated Minimal.
How Mulat compares
There's little gap between Mulat's 89th national percentile and its 77th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mulat ranks 3,619 for wildfire risk (1 is highest) and 26,371 by building count (1 is largest). Within Florida alone, it ranks 227 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Mulat
Mulat's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Mulat (95%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mulat's figures come from
Mulat's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mulat's dominant direct exposure actually means, with real examples from across the dataset.