Mud Lake, ID
How exposed is Mud Lake to wildfire?
USFS scores Mud Lake at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 141 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mud Lake's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
What "at risk" means for the buildings here
Most of Mud Lake's buildings (83% of 141) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Mud Lake against the rest of the country
Mud Lake ranks lower within Idaho (25th percentile statewide) than its 59th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mud Lake ranks 12,823 for wildfire risk (1 is highest) and 27,240 by building count (1 is largest). Within Idaho alone, it ranks 174 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Shopping for coverage in Mud Lake
Mud Lake's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mud Lake
Mud Lake's 83% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mud Lake's 12,823-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Mud Lake, see the exposure-zones guide.