Mud Bay, AK
Mud Bay wildfire risk explained
Mud Bay's 113 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mud Bay at the 9th percentile, close to its 9th-percentile risk score.
Where Mud Bay's buildings actually sit
Of Mud Bay's 113 counted buildings, 99.1% carry Direct exposure and only 0.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Mud Bay against the rest of the country
Mud Bay scores 9th nationally and 13th within Alaska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mud Bay ranks 28,607 for wildfire risk (1 is highest) and 28,486 by building count (1 is largest). Within Alaska alone, it ranks 282 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
Mud Bay and the insurance market
At the 9th national percentile, Mud Bay rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Mud Bay's 99.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Mud Bay's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Mud Bay, see the exposure-zones guide.