Moville, IA
How exposed is Moville to wildfire?
Moville's 897 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moville at the 54th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 88.9% of Moville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Moville ranks
Moville's 76th-percentile standing inside Iowa outpaces its 55th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Moville ranks 14,053 for wildfire risk (1 is highest) and 12,746 by building count (1 is largest). Within Iowa alone, it ranks 248 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Moville's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 88.9% of Moville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Moville's figures come from
The methodology guide shows exactly how USFS turned 897 counted buildings into the percentiles shown above for Moville. The exposure-zones guide covers what Moville's dominant minimal exposure actually means, with real examples from across the dataset.