Mountainhome, PA
How exposed is Mountainhome to wildfire?
USFS scores Mountainhome at the 62nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 690 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mountainhome at the 62nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Mountainhome's building exposure, zone by zone
Of Mountainhome's 690 counted buildings, 91% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Mountainhome ranks
Compare Mountainhome's two percentiles: 98th within Pennsylvania, only 62nd nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mountainhome ranks 11,887 for wildfire risk (1 is highest) and 14,761 by building count (1 is largest). Within Pennsylvania alone, it ranks 45 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Mountainhome and the insurance market
Mountainhome's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mountainhome
With 91% of Mountainhome in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mountainhome's figures come from
Every one of the two percentiles behind Mountainhome's 11,887-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mountainhome's dominant direct exposure actually means, with real examples from across the dataset.