Mountain View Colony, MT
Mountain View Colony wildfire risk explained
USFS scores Mountain View Colony at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 25 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mountain View Colony at the 73rd percentile, close to its 75th-percentile risk score.
Mountain View Colony's building exposure, zone by zone
USFS puts 84% of Mountain View Colony's 25 buildings in the Indirect exposure zone, versus 16% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Mountain View Colony against the rest of the country
Inside Montana, Mountain View Colony sits at just the 46th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mountain View Colony ranks 7,880 for wildfire risk (1 is highest) and 31,413 by building count (1 is largest). Within Montana alone, it ranks 258 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Mountain View Colony
Mountain View Colony's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mountain View Colony
Mountain View Colony's 84% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 25 counted buildings into the percentiles shown above for Mountain View Colony. For more on what indirect exposure implies beyond Mountain View Colony, see the exposure-zones guide.