Mountain View, CO
Mountain View, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mountain View at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 378 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mountain View at the 27th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mountain View's buildings actually sit
100% of Mountain View's 378 buildings sit in USFS's Minimal exposure zone, with only 0% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Mountain View against the rest of the country
Inside Colorado, Mountain View sits at just the 2nd percentile even though it scores 24th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mountain View ranks 23,975 for wildfire risk (1 is highest) and 19,679 by building count (1 is largest). Within Colorado alone, it ranks 464 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Mountain View's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mountain View
Even with 100% of Mountain View outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mountain View's figures come from
Mountain View's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mountain View's dominant minimal exposure actually means, with real examples from across the dataset.