Mountain Meadows, CO
Mountain Meadows wildfire risk explained
USFS scores Mountain Meadows at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 203 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mountain Meadows's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Where Mountain Meadows's buildings actually sit
USFS classifies 100% of Mountain Meadows's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 203 structures sit close enough to vegetation that lot clearing matters most.
Where Mountain Meadows ranks
Mountain Meadows's risk sits at a similar level relative to Colorado (96th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mountain Meadows ranks 315 for wildfire risk (1 is highest) and 24,719 by building count (1 is largest). Within Colorado alone, it ranks 19 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Mountain Meadows's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Mountain Meadows's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 203 counted buildings into the percentiles shown above for Mountain Meadows. For more on what direct exposure implies beyond Mountain Meadows, see the exposure-zones guide.