Mountain Meadows, CA
Mountain Meadows wildfire risk explained
USFS's Wildfire Risk to Communities model puts Mountain Meadows at the 99th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 165 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mountain Meadows's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Mountain Meadows's building exposure, zone by zone
Of Mountain Meadows's 165 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Mountain Meadows against the rest of the country
Mountain Meadows scores 99th nationally and 91st within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mountain Meadows ranks 250 for wildfire risk (1 is highest) and 26,207 by building count (1 is largest). Within California alone, it ranks 141 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Mountain Meadows sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Mountain Meadows's can end up mattering for. More on the disclosure law.
Hardening a home in Mountain Meadows
Mountain Meadows's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mountain Meadows's figures come from
The methodology guide shows exactly how USFS turned 165 counted buildings into the percentiles shown above for Mountain Meadows. The exposure-zones guide covers what Mountain Meadows's dominant direct exposure actually means, with real examples from across the dataset.