Mountain Lodge Park, NY
How exposed is Mountain Lodge Park to wildfire?
USFS scores Mountain Lodge Park at the 52nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,024 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mountain Lodge Park at the 50th percentile, close to its 52nd-percentile risk score.
Mountain Lodge Park's building exposure, zone by zone
86.5% of Mountain Lodge Park's 1,024 buildings sit in USFS's Direct exposure zone, roughly 886 structures close enough to burnable vegetation for flame contact, not just embers — 13.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Mountain Lodge Park against the rest of the country
Within New York, Mountain Lodge Park ranks higher (96th percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mountain Lodge Park ranks 15,198 for wildfire risk (1 is highest) and 11,771 by building count (1 is largest). Within New York alone, it ranks 49 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 52nd national percentile, Mountain Lodge Park rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 86.5% of Mountain Lodge Park in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mountain Lodge Park's figures come from
The methodology guide shows exactly how USFS turned 1,024 counted buildings into the percentiles shown above for Mountain Lodge Park. The exposure-zones guide covers what Mountain Lodge Park's dominant direct exposure actually means, with real examples from across the dataset.