Mountain Lake Park, MD
Mountain Lake Park, MD's wildfire risk, in USFS's own numbers
Mountain Lake Park's 948 buildings earn a 49th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mountain Lake Park's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Mountain Lake Park's buildings actually sit
USFS classifies 56% of Mountain Lake Park's buildings as Direct exposure, higher than its 44% Indirect share and far above its 0% Minimal share — a profile where 531 structures sit close enough to vegetation that lot clearing matters most.
How Mountain Lake Park compares
Compare Mountain Lake Park's two percentiles: 69th within Maryland, only 49th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mountain Lake Park ranks 16,168 for wildfire risk (1 is highest) and 12,320 by building count (1 is largest). Within Maryland alone, it ranks 164 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 49th national percentile, Mountain Lake Park rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Mountain Lake Park
Because Direct exposure dominates in Mountain Lake Park (56%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Mountain Lake Park's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Mountain Lake Park, see the exposure-zones guide.