Mountain Iron, MN
Mountain Iron, MN's wildfire risk, in USFS's own numbers
Mountain Iron sits at the 40th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,352 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mountain Iron at the 37th percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
2,352 buildings are counted in Mountain Iron, and 55.8% of them are Indirect exposure — ember-driven risk rather than the 44.1% in Direct exposure or the 0.2% rated Minimal.
Where Mountain Iron ranks
Mountain Iron's risk sits at a similar level relative to Minnesota (54th percentile statewide) as it does nationally (40th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mountain Iron ranks 18,939 for wildfire risk (1 is highest) and 6,605 by building count (1 is largest). Within Minnesota alone, it ranks 420 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mountain Iron
Mountain Iron's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 55.8% of Mountain Iron's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mountain Iron's 18,939-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mountain Iron, see the exposure-zones guide.