Mountain Home, AR
Mountain Home wildfire risk explained
USFS's Wildfire Risk to Communities model puts Mountain Home at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 6,599 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mountain Home at the 79th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mountain Home's buildings actually sit
6,599 buildings are counted in Mountain Home, and 70.8% of them are Indirect exposure — ember-driven risk rather than the 17.3% in Direct exposure or the 12% rated Minimal. At 6,599 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mountain Home ranks
Mountain Home's risk sits at a similar level relative to Arkansas (69th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mountain Home ranks 7,461 for wildfire risk (1 is highest) and 2,627 by building count (1 is largest). Within Arkansas alone, it ranks 193 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Mountain Home and the insurance market
Mountain Home's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mountain Home
With ember exposure the dominant pattern in Mountain Home (70.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,599 counted buildings into the percentiles shown above for Mountain Home. For more on what indirect exposure implies beyond Mountain Home, see the exposure-zones guide.