Mount Vernon, WA
Mount Vernon, WA's wildfire risk, in USFS's own numbers
USFS scores Mount Vernon at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 12,415 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Vernon's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where Mount Vernon's buildings actually sit
USFS classifies 46.2% of Mount Vernon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.9% Direct and 45.8% Indirect — a landscape-level risk rather than a building-by-building one. At 12,415 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mount Vernon ranks
Mount Vernon scores 20th nationally and 31st within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mount Vernon ranks 25,291 for wildfire risk (1 is highest) and 1,243 by building count (1 is largest). Within Washington alone, it ranks 439 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 20th national percentile, Mount Vernon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Mount Vernon
With 46.2% of buildings rated Minimal exposure, Mount Vernon gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 12,415 counted buildings into the percentiles shown above for Mount Vernon. For more on what minimal exposure implies beyond Mount Vernon, see the exposure-zones guide.