Mount Vernon, OR
Mount Vernon, OR's wildfire risk, in USFS's own numbers
Mount Vernon's 389 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Vernon at the 95th percentile, close to its 95th-percentile risk score.
Where Mount Vernon's buildings actually sit
Most of Mount Vernon's buildings (51.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Mount Vernon ranks
Mount Vernon's risk sits at a similar level relative to Oregon (84th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mount Vernon ranks 1,614 for wildfire risk (1 is highest) and 19,432 by building count (1 is largest). Within Oregon alone, it ranks 70 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Mount Vernon sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 95th national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
Mount Vernon's 51.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Mount Vernon's figures come from
The methodology guide shows exactly how USFS turned 389 counted buildings into the percentiles shown above for Mount Vernon. The exposure-zones guide covers what Mount Vernon's dominant indirect exposure actually means, with real examples from across the dataset.