Mount Vernon, NY
Mount Vernon, NY's wildfire risk, in USFS's own numbers
Mount Vernon sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 9,560 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Vernon at the 32nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Mount Vernon's building exposure, zone by zone
USFS classifies 94.4% of Mount Vernon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 9,560 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Mount Vernon against the rest of the country
Within New York, Mount Vernon ranks higher (66th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mount Vernon ranks 21,746 for wildfire risk (1 is highest) and 1,704 by building count (1 is largest). Within New York alone, it ranks 435 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 31st national percentile, Mount Vernon rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Mount Vernon's 94.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mount Vernon's 21,746-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Mount Vernon, see the exposure-zones guide.