Mount Vernon, IN
Mount Vernon wildfire risk explained
USFS's Wildfire Risk to Communities model puts Mount Vernon at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,560 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Vernon's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
Only 8.8% of Mount Vernon's 3,560 buildings carry Direct exposure and 8.4% carry Indirect; the remaining 82.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Mount Vernon against the rest of the country
Mount Vernon's 41st-percentile standing inside Indiana outpaces its 6th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mount Vernon ranks 29,626 for wildfire risk (1 is highest) and 4,705 by building count (1 is largest). Within Indiana alone, it ranks 571 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Mount Vernon and the insurance market
Mount Vernon's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mount Vernon
With 82.8% of buildings rated Minimal exposure, Mount Vernon gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mount Vernon's figures come from
Every one of the two percentiles behind Mount Vernon's 29,626-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mount Vernon's dominant minimal exposure actually means, with real examples from across the dataset.