Mount Vernon, GA
Mount Vernon, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mount Vernon at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,042 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mount Vernon at the 65th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mount Vernon's buildings actually sit
1,042 buildings are counted in Mount Vernon, and 65.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Mount Vernon against the rest of the country
Inside Georgia, Mount Vernon sits at just the 39th percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mount Vernon ranks 11,276 for wildfire risk (1 is highest) and 11,640 by building count (1 is largest). Within Georgia alone, it ranks 413 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Mount Vernon
Mount Vernon's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Mount Vernon (65.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mount Vernon's figures come from
The methodology guide shows exactly how USFS turned 1,042 counted buildings into the percentiles shown above for Mount Vernon. The exposure-zones guide covers what Mount Vernon's dominant direct exposure actually means, with real examples from across the dataset.