Mount Vernon, AL
Mount Vernon, AL's wildfire risk, in USFS's own numbers
USFS scores Mount Vernon at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 921 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Vernon's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Mount Vernon's building exposure, zone by zone
92.3% of Mount Vernon's 921 buildings sit in USFS's Direct exposure zone, roughly 850 structures close enough to burnable vegetation for flame contact, not just embers — 7.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Mount Vernon against the rest of the country
Mount Vernon's risk sits at a similar level relative to Alabama (92nd percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mount Vernon ranks 4,052 for wildfire risk (1 is highest) and 12,543 by building count (1 is largest). Within Alabama alone, it ranks 49 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Mount Vernon
Mount Vernon's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Mount Vernon
Mount Vernon's 92.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 921 counted buildings into the percentiles shown above for Mount Vernon. For more on what direct exposure implies beyond Mount Vernon, see the exposure-zones guide.