Mount Union, IA
Mount Union, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Mount Union lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 126 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Union's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Mount Union's building exposure, zone by zone
Only 10.3% of Mount Union's 126 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Mount Union compares
Mount Union scores 4th nationally and 7th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mount Union ranks 30,383 for wildfire risk (1 is highest) and 27,890 by building count (1 is largest). Within Iowa alone, it ranks 947 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Mount Union
Mount Union's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 89.7% of buildings rated Minimal exposure, Mount Union gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 126 counted buildings into the percentiles shown above for Mount Union. For more on what minimal exposure implies beyond Mount Union, see the exposure-zones guide.