Mount Sterling, OH
Mount Sterling wildfire risk explained
Mount Sterling's 971 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Sterling's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Mount Sterling's building exposure, zone by zone
Only 6.2% of Mount Sterling's 971 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Mount Sterling ranks
Mount Sterling's risk sits at a similar level relative to Ohio (18th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mount Sterling ranks 30,588 for wildfire risk (1 is highest) and 12,145 by building count (1 is largest). Within Ohio alone, it ranks 1,039 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Mount Sterling's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 93.8% of Mount Sterling outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 971 counted buildings into the percentiles shown above for Mount Sterling. For more on what minimal exposure implies beyond Mount Sterling, see the exposure-zones guide.