Mount Pleasant, TX
How exposed is Mount Pleasant to wildfire?
Out of every US place USFS scores, Mount Pleasant lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 6,872 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Pleasant at the 79th percentile, close to its 77th-percentile risk score.
Mount Pleasant's building exposure, zone by zone
USFS puts 60.8% of Mount Pleasant's 6,872 buildings in the Indirect exposure zone, versus 14.6% Direct and 24.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 6,872 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mount Pleasant compares
Mount Pleasant ranks lower within Texas (52nd percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mount Pleasant ranks 7,259 for wildfire risk (1 is highest) and 2,519 by building count (1 is largest). Within Texas alone, it ranks 854 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Mount Pleasant's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Mount Pleasant
Mount Pleasant's 60.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Mount Pleasant's figures come from
Every one of the two percentiles behind Mount Pleasant's 7,259-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mount Pleasant's dominant indirect exposure actually means, with real examples from across the dataset.