Mount Olive, NC
Mount Olive, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mount Olive at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,340 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Olive's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Mount Olive's building exposure, zone by zone
61.8% of Mount Olive's 2,340 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33.6% Direct and 4.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Mount Olive ranks
Mount Olive's 36th national percentile looks worse in isolation than its 8th ranking inside North Carolina does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Mount Olive ranks 20,334 for wildfire risk (1 is highest) and 6,627 by building count (1 is largest). Within North Carolina alone, it ranks 711 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 36th national percentile, Mount Olive rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 61.8% of Mount Olive's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Mount Olive's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Mount Olive, see the exposure-zones guide.