Mount Olive (Jefferson), AL
Mount Olive (Jefferson) wildfire risk explained
Out of every US place USFS scores, Mount Olive (Jefferson) lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,343 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Olive (Jefferson)'s burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
2,343 buildings are counted in Mount Olive (Jefferson), and 90.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Mount Olive (Jefferson) compares
Inside Alabama, Mount Olive (Jefferson) sits at just the 57th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mount Olive (Jefferson) ranks 8,025 for wildfire risk (1 is highest) and 6,618 by building count (1 is largest). Within Alabama alone, it ranks 255 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Mount Olive (Jefferson) and the insurance market
Mount Olive (Jefferson)'s high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Mount Olive (Jefferson)
Mount Olive (Jefferson)'s 90.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mount Olive (Jefferson)'s figures come from
Mount Olive (Jefferson)'s 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mount Olive (Jefferson)'s dominant direct exposure actually means, with real examples from across the dataset.