Mount Lena, MD
How exposed is Mount Lena to wildfire?
Out of every US place USFS scores, Mount Lena lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 359 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mount Lena at the 64th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 96.9% of Mount Lena's buildings as Direct exposure, higher than its 3.1% Indirect share and far above its 0% Minimal share — a profile where 348 structures sit close enough to vegetation that lot clearing matters most.
How Mount Lena compares
Mount Lena's 91st-percentile standing inside Maryland outpaces its 67th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mount Lena ranks 10,369 for wildfire risk (1 is highest) and 20,085 by building count (1 is largest). Within Maryland alone, it ranks 47 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Mount Lena's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Mount Lena
With 96.9% of Mount Lena in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mount Lena's figures come from
Mount Lena's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mount Lena's dominant direct exposure actually means, with real examples from across the dataset.