Mount Laguna, CA
Mount Laguna, CA's wildfire risk, in USFS's own numbers
Mount Laguna's 201 buildings earn a 100th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mount Laguna's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
Mount Laguna's building exposure, zone by zone
Direct exposure dominates in Mount Laguna: 100% of its 201 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Mount Laguna compares
There's little gap between Mount Laguna's 100th national percentile and its 98th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mount Laguna ranks 31 for wildfire risk (1 is highest) and 24,792 by building count (1 is largest). Within California alone, it ranks 20 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Mount Laguna
Because Mount Laguna is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Mount Laguna (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 201 counted buildings into the percentiles shown above for Mount Laguna. For more on what direct exposure implies beyond Mount Laguna, see the exposure-zones guide.